Adding towing and labor coverage to your CO auto insurance policy can come in very handy. If your car has ever broken down far from your destination and you had to have it towed, you’ll know how much of an inconvenience and how expensive it can be to tow it back home. There is really no good alternative for getting an inoperable car to its destination, which is why towing costs can be so exorbitant.

Having coverage for towing and labor means you will be covered for the cost of having your car towed. The costs of towing your car to the nearest point of service and the labor involved in getting it running again are covered. Be mindful that this coverage won’t pay for any car parts that have to be repaired or replaced - just the labor.

Because this is an optional form of coverage, you should decide whether it is worth taking out. This coverage can be very helpful if you do a lot of long-distance driving. But if you have roadside assistance that already covers towing and labor, and you don’t venture out to areas where the roadside assistance might not be available, then this coverage may not be necessary. If this isn’t the case, then towing and labor coverage could be a handy addition to your CO auto insurance.