Are you considering adding a fence to your yard? Perhaps you’re hoping to reduce the incidence of theft and subsequent claims on your Colorado insurance, or to improve privacy. Not all physical barriers are equal, so you’ll need to consider what might be appropriate for your property. Some are created with security in mind while others aim to block the view of nosy neighbors.

For those interested in upping their home’s security, careful consideration should be given to a fence’s materials. You want to choose something durable, such as steel, to ensure criminals are unable to break through the barrier. Combining the strong metal with concrete could further increase your defenses. Various toppers could also be added to make the fence difficult to climb or jump over.

With privacy fences, the goal is to limit visibility from outside the property. Almost any type of material could be used; the key is to limit the space between the panels to keep out prying eyes. Juniper bushes and other plants could also be used to create a thick barrier around your home. The problem with this option is that unless you buy mature plants, it may be a few years before your yard is hidden from view.

While shopping for a fence it is important to consider the pros and cons of your options carefully. Some fences decrease your odds of experiencing a break-in; other types might increase your liability risk by posing a threat to trespassers. You should also double check your Colorado insurance policy to ensure it includes coverage for your fence in case of damage.

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