Driving a safe vehicle not only improves your chances of protecting yourself and your passengers on the road, but if it results in fewer accidents it should also mean lower CO auto insurance premiums and deductibles in your future. In addition, avoiding accidents also means that you are more likely go on the record as a safe driver, which in itself may reduce your insurance premiums even more over time.

The Insurance Institute for Highway Safety (IIHS) provides information on automobile safety, including rankings for various vehicle models. It also lists a number of ways to improve the safety of any vehicle. These include installing airbags, which have been shown to significantly reduce fatalities, especially when combined with seat belts, and safety systems such as Electronic Stability Control (ESC) and collision avoidance technology. In fact vehicles are not able to meet the IIHS’s highest ratings for safety without airbags and an ESC system in place.

Regular maintenance and keeping your car in good condition can also help to improve the safety performance of your vehicle. Alarms, anti-theft and immobilizing devices are all helpful ways to make your car less attractive and vulnerable to would-be thieves.

When an insurance provider sees you as less of a risk, they are more willing to insure you and to give you good rates in the process. When you are looking for CO auto insurance for your vehicle, be sure to ask us about discounts for anti-theft and safety features as well as for a good driving record.